Notebook 02 · Financial Life
Investing for Retirees
Thoughtful educational notes on retirement income, portfolio durability, risk, and the tradeoffs that matter after a regular paycheck ends.
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Published notes
4 entries in this notebook.
An author's framework for comparing left-side accumulation, which relies on time and patience, with disciplined right-side entry rules that some retirees may use as a risk-control overlay.
Read the framework →→Retirement investingIs Buy-and-Hold QQQ Too Risky for a Large IRA?QQQ owns exceptional companies, but its concentration and drawdown history show why it may not be a complete retirement portfolio.
Read the analysis →→Retirement guideHow Much Do I Need for $50,000 a Year in Retirement?A simple comparison of the total assets required to support $50,000 of first-year retirement spending at withdrawal rates from 2% to 5%.
Read the guide →→Retirement perspectiveMy Daughter and I Invest Differently—and We Both May Be RightA retired parent and a 30-year-old daughter face the same markets from opposite cash-flow positions—and need different investment strategies.
Read the perspective →→